Turo Support states “your credit card company will not provide coverage for a Turo trip” in one article. But then thereâs always the question of what happens when someone crashes your car. So, I asked TPG Senior Travel Editor Andrea Rotondo, who is an Arrival Plus cardholder, to call the number on the back of her card and ask whether Turo car rentals would be covered. These hosts offer their own commercial rental insurance directly to guests. A question that many of you guys have is what cars are profitable for renting out on Turo.As a Power Host I am given information pertinent to my market and today I will be sharing the top 15 revenue making vehicles in the Los Angeles area. Even if your credit card’s collision damage waiver covers your Turo rental, it won’t take care of any damage you cause to other cars and personal property. The insurance plans offered by Commercial Hosts and the cost of those plans vary. So, in some cases, it may be worth paying for Turo’s Premium protection plan or purchasing an independent policy that covers Turo rentals to ensure that you’ll be well covered. So, if you are looking to rent a car through Turo and your card generally offers car rental coverage when you pay for a rental car with your card, it’s worth calling the number on the back of your card to confirm whether rentals through a car-sharing platform such as Turo are covered. If you call the number on the back of your credit card and find that your card will cover Turo rentals that aren’t completed through a commercial car rental agency, please leave a note in the comments below. 70 plan. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Although I’ve seriously considered renting a car through Turo multiple times, I’ve instead opted for a more expensive rental through a traditional car rental company. What insurance should I get for my car as a host? Insurance is something thatâs unavoidable when it comes to car rentals. There are some car insurance companies that specifically exclude coverage for cars loaned through Turo. They're all provided through Liberty Mutual, a major U.S. insurance company. All hosts outside of the USA, UK, and Alberta, British Columbia, Nova Scotia, Ontario, and Quebec in Canada must have commercial rental insurance for their customers. However, I’ve seen a user claim in an online forum that the Barclays Arrival Plus World Elite Mastercard offered its auto rental collision damage waiver when you use your card to pay for Turo car rentals. So, let’s take a closer look at the terms of popular credit card issuers that offer car rental coverage. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Turo currently has a contract with Liberty Mutual to provide insurance to drivers and car owners. âWe have three different Turo-provided protection plans for hosts: standard, basic and premium,â said Christin Di Scipio, a Turo spokesperson. These insurance companies include Geico, Liberty Mutual, Progressive, and Allstate. Of course, we can’t provide advice on the specific terms of any coverage that your credit card may or may not offer. That's $750 when you redeem through Chase Ultimate Rewards®. Hosts. The guide to benefits defines a rental agency as follows: A commercial rental company licensed under the laws of the applicable jurisdiction and whose primary business is renting automobiles. All hosts outside of the USA, UK, and Alberta, British Columbia, Nova Scotia, Ontario, and Quebec in Canada must have commercial rental insurance for their customers. Sounds pretty straightforward, right? Turo Go protection provisions for hosts. Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. Requesting supplemental payment for additional damage repairs.