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Also no prying credit checks are carried out on you – all that is required is a bond and evidence of your willingness and capability to fulfil the rental agreement term you chose. Please note that “rent to buy” works differently to a credit agreement and for this reason it is easier to get behind the wheels of the vehicle you need to live your life and make a living. We offer rent to own cars Melbourne,lease to own cars Melbourne,hire to buy cars Melbourne,rent to own cars Melbourne.Call us 03 9429 6999 Do not delay. We offer finance for customers with no credit checks even if you have a poor credit history. Check out our latest Vehicles Here & Apply. Car Type. With rent-to-own cars, credit checks may not be as rigorous as those carried out when applying for a car loan. But before applying for such loans, here's what you need to know. CONVENIENCE You do not first have to save to have it! RENT TO OWN NO CREDIT CHECK!! 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